You are browsing the Verspieren Group’s www.groupeverspieren.com website.

Copyright © 2016 Verspieren

Identification
Web hosting Verspieren  Public limited company with board of directors and capital of €1,000,000  Head office located at: 1, avenue François-Mitterrand  59290 Wasquehal France
SIREN n° 321.502.049 – RCS Lille Métropole  SIRET n° 321.502.049.00166  APE n° 6622 Z  Orias registration number: 07 001 542 – www.orias.fr

No insurer contributes more than 33% of our total turnover, nor holds more than 10% of our capital, or is held at over 10% by us.  As often as possible, we operate in accordance with the terms outlined in II (C) of Article L520-1 of the French insurance code. However, in some areas of business, we base our analysis on the assessment of contracts selected by us from insurance companies whose names we can, should you so wish, share with you. For any comments relating to the website, please contact us.

Personal data
An automatic data processing declaration has been submitted for the www.groupeverspieren.com website to the French National Commission for Data Protection and Liberties, by virtue of Articles 15 and 16 of Law 78-17 dated 6 January 1978 relative to IT, files and liberties. In compliance with the aforementioned law, users have a right to access, delete and modify any data concerning them. To exercise this right, write to Verspieren’s Communications department at 8 avenue du Stade de France – 93210 Saint-Denis or contact us.

Copyright
All content of any kind displayed on this website remains the exclusive property of Verspieren or the service providers appointed by the company, and is protected under French and/or international copyright law. Full or partial reproduction of this website in any form (including downloadable documents and iconographic or photographic copies) as well as all use of the website’s content other than private, individual browsing, are strictly prohibited without Verspieren’s prior express consent. The brands listed on this website are trademarks registered by their respective owners. All reproductions or representations made without their prior approval constitutes forgery. As part of its online communications policy, Verspieren grants permission to all website designers/managers to redirect to www.groupeverpieren.com via a hypertext link from their home page, to the exclusion of any other form of deep linking.

Site content
Information given on the www.groupeverspieren.com website is provided on an indicative, general basis only. It in no way claims to be exhaustive. In no way does this information constitute a commercial or contracting offer, nor does it serve as advice or legal opinion. Despite the greatest of care taken in creating this website and on updating it on a regular basis, mistakes and errors may be found in the information provided. Website users are therefore advised to check information for themselves where useful. Verspieren reserves the right to correct or modify this website’s content at any given moment, and this without prior notice.

Confidentiality
The information you share with us is never passed on to third parties.

Cookies
1/ What are cookies?
Cookies are small data files that may, depending on your browser’s settings, be temporarily stored in your device’s memory or in a dedicated area in your device’s hard drive when browsing a website.

2/ What cookies does the Verspieren site use?
A – Cookies to make browsing the website easier
Some cookies are used to make browsing the website easier. This type of cookie allows some of your user settings to be detected and saved, such as java activation, thus ensuring you get an optimum browsing experience.
B – Visit stats cookies
These cookies allow Verspieren to draw up statistics concerning visits to the website. This helps us understand how users interact with the website (top visited pages, website navigation, visitor origin, etc.).
This data is then used to improve your browsing experience, particularly in terms of browsing and information access comfort.
C – Social media cookies
When you use features on our website linked to social media such as the Facebook ‘Like’ button that allows you to share the website’s content, or if your social media account is activated (open session) on your device whilst browsing the website, cookies may share data related to your browsing on the website with these social networks, which may be used for commercial and/or advertising purposes. Verspieren has no control over this process and cannot be held responsible for this data being used by social media networks. We invite you to check the social media networks’ confidentiality policies and general terms and conditions to learn more about how these cookies are used and to exercise your rights.

3/ How long are cookies kept for?
Targeted advertising and audience measurement cookies set up directly or indirectly by Verspieren are valid for a maximum period of 13 months. You will then be asked for your authorisation again at the end of this time period via a pop up.

4/ How can I configure my cookie settings?
You can configure settings on your internet browser (Internet ExplorerTM, Google ChromeTM, FirefoxTM, SafariTM…) at any time to authorise, restrict or block cookies. Please note: changing these configurations may alter browsing online and on the website, and may change your ability to see or access some online services that require cookies.
Configuration is different for each browser when it comes to managing cookies. You will need to check your browser’s help tab:
Internet Explorer
Chrome
Safari
Firefox
Opéra

Against concealed employment
To fight against concealed employment, Articles L 8222-1 et seq. of the Labour Code require that the ordering party ensure, upon signing a contract related to the provision of services to the amount of €3,000 incl. tax or more, whether client or service provider, that the co-contracting party comply with regulations in terms of registration (French RCS registry of trade and commerce, employment repertoire, professional order, administrative authorisation), and in terms of social and fiscal declarations.  Failure to do so may result in the ordering party being considered complicit in the offences committed by the service provider, and thus being required to contribute to payment of any ensuing fines. Under the law dated 13 August 2004, these checks must be renewed every six months until the end of the contract (Amended article L 8222-1 of the Labour Code). Decree n° 2005-1334 dated 27 October 2005 specifies the scope of the ordering party’s obligations, with the provision in its entirety being enshrined in Articles R 8222-1 et seq. of the Labour Code.

In accordance with these provisions, Verspieren has made documents pertaining to its compliance with these obligations available online. They can be downloaded and will be updated in line with legal requirements.

Ombudsman
In application of Article L 156-1 of the Consumer Code, the Insurance Ombudsman is competent to intervene in any dispute that cannot be resolved as a result of a previous complaint directly sent to your insurance broker’s department. Appeals can be submitted to the Ombudsman by:

Post: La Médiation de l’Assurance Pôle CSCA TSA 50110 75441 Paris Cedex 09
Eail: le.mediateur@mediation-assurance.org
Online: www.mediation-assurance.org